LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,323
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,795
−HK$1,496/mo
Today · 4.125%
HK$50,291
baseline
▲ 0.50% · 4.625%
HK$53,351
+HK$3,060/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,582/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,647
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,059
−HK$1,432/mo
Today · 4.125%
HK$55,491
baseline
▲ 0.50% · 4.625%
HK$58,416
+HK$2,925/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$110,982/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,788
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,554
−HK$1,795/mo
Today · 4.125%
HK$60,349
baseline
▲ 0.50% · 4.625%
HK$64,021
+HK$3,672/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,698/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,176
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,870
−HK$1,719/mo
Today · 4.125%
HK$66,589
baseline
▲ 0.50% · 4.625%
HK$70,099
+HK$3,510/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,178/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,253
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,314
−HK$2,093/mo
Today · 4.125%
HK$70,407
baseline
▲ 0.50% · 4.625%
HK$74,691
+HK$4,284/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,814/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,705
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,682
−HK$2,006/mo
Today · 4.125%
HK$77,688
baseline
▲ 0.50% · 4.625%
HK$81,783
+HK$4,095/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,376/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,182
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$87,832
−HK$2,692/mo
Today · 4.125%
HK$90,524
baseline
▲ 0.50% · 4.625%
HK$96,032
+HK$5,508/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,048/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,764
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$97,306
−HK$2,578/mo
Today · 4.125%
HK$99,884
baseline
▲ 0.50% · 4.625%
HK$105,149
+HK$5,265/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,768/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,352 · Scale 2, in force from 26 Feb 2026)