LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,325
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,797
−HK$1,496/mo
Today · 4.125%
HK$50,293
baseline
▲ 0.50% · 4.625%
HK$53,353
+HK$3,060/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,586/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,648
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,061
−HK$1,432/mo
Today · 4.125%
HK$55,493
baseline
▲ 0.50% · 4.625%
HK$58,418
+HK$2,925/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$110,986/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,790
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,556
−HK$1,795/mo
Today · 4.125%
HK$60,351
baseline
▲ 0.50% · 4.625%
HK$64,023
+HK$3,672/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,702/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,178
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,873
−HK$1,719/mo
Today · 4.125%
HK$66,592
baseline
▲ 0.50% · 4.625%
HK$70,102
+HK$3,510/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,184/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,255
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,316
−HK$2,094/mo
Today · 4.125%
HK$70,410
baseline
▲ 0.50% · 4.625%
HK$74,694
+HK$4,284/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,820/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,708
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,685
−HK$2,005/mo
Today · 4.125%
HK$77,690
baseline
▲ 0.50% · 4.625%
HK$81,785
+HK$4,095/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,380/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,185
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$87,835
−HK$2,692/mo
Today · 4.125%
HK$90,527
baseline
▲ 0.50% · 4.625%
HK$96,035
+HK$5,508/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,054/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,767
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$97,309
−HK$2,578/mo
Today · 4.125%
HK$99,887
baseline
▲ 0.50% · 4.625%
HK$105,152
+HK$5,265/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,774/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,421 · Scale 2, in force from 26 Feb 2026)