LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,327
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,799
−HK$1,496/mo
Today · 4.125%
HK$50,295
baseline
▲ 0.50% · 4.625%
HK$53,355
+HK$3,060/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,590/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,651
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,063
−HK$1,432/mo
Today · 4.125%
HK$55,495
baseline
▲ 0.50% · 4.625%
HK$58,420
+HK$2,925/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$110,990/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,792
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,559
−HK$1,794/mo
Today · 4.125%
HK$60,353
baseline
▲ 0.50% · 4.625%
HK$64,026
+HK$3,673/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,706/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,181
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,875
−HK$1,719/mo
Today · 4.125%
HK$66,594
baseline
▲ 0.50% · 4.625%
HK$70,104
+HK$3,510/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,188/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,257
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,318
−HK$2,094/mo
Today · 4.125%
HK$70,412
baseline
▲ 0.50% · 4.625%
HK$74,697
+HK$4,285/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,824/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,711
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,688
−HK$2,005/mo
Today · 4.125%
HK$77,693
baseline
▲ 0.50% · 4.625%
HK$81,788
+HK$4,095/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,386/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,188
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$87,838
−HK$2,692/mo
Today · 4.125%
HK$90,530
baseline
▲ 0.50% · 4.625%
HK$96,039
+HK$5,509/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,060/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,771
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$97,313
−HK$2,578/mo
Today · 4.125%
HK$99,891
baseline
▲ 0.50% · 4.625%
HK$105,156
+HK$5,265/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,782/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,501 · Scale 2, in force from 26 Feb 2026)