LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,330
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,803
−HK$1,495/mo
Today · 4.125%
HK$50,298
baseline
▲ 0.50% · 4.625%
HK$53,359
+HK$3,061/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,596/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,655
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,067
−HK$1,432/mo
Today · 4.125%
HK$55,499
baseline
▲ 0.50% · 4.625%
HK$58,425
+HK$2,926/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$110,998/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,796
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,563
−HK$1,795/mo
Today · 4.125%
HK$60,358
baseline
▲ 0.50% · 4.625%
HK$64,031
+HK$3,673/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,716/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,186
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,880
−HK$1,719/mo
Today · 4.125%
HK$66,599
baseline
▲ 0.50% · 4.625%
HK$70,110
+HK$3,511/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,198/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,263
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,324
−HK$2,094/mo
Today · 4.125%
HK$70,418
baseline
▲ 0.50% · 4.625%
HK$74,703
+HK$4,285/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,836/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,716
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,693
−HK$2,006/mo
Today · 4.125%
HK$77,699
baseline
▲ 0.50% · 4.625%
HK$81,795
+HK$4,096/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,398/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,195
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$87,845
−HK$2,692/mo
Today · 4.125%
HK$90,537
baseline
▲ 0.50% · 4.625%
HK$96,046
+HK$5,509/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,074/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,778
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$97,320
−HK$2,579/mo
Today · 4.125%
HK$99,899
baseline
▲ 0.50% · 4.625%
HK$105,165
+HK$5,266/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,798/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,662 · Scale 2, in force from 26 Feb 2026)