LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,332
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,804
−HK$1,496/mo
Today · 4.125%
HK$50,300
baseline
▲ 0.50% · 4.625%
HK$53,361
+HK$3,061/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,600/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,656
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,068
−HK$1,433/mo
Today · 4.125%
HK$55,501
baseline
▲ 0.50% · 4.625%
HK$58,426
+HK$2,925/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,002/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,798
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,565
−HK$1,795/mo
Today · 4.125%
HK$60,360
baseline
▲ 0.50% · 4.625%
HK$64,033
+HK$3,673/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,720/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,187
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,882
−HK$1,719/mo
Today · 4.125%
HK$66,601
baseline
▲ 0.50% · 4.625%
HK$70,112
+HK$3,511/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,202/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,264
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,326
−HK$2,094/mo
Today · 4.125%
HK$70,420
baseline
▲ 0.50% · 4.625%
HK$74,705
+HK$4,285/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,840/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,719
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,696
−HK$2,005/mo
Today · 4.125%
HK$77,701
baseline
▲ 0.50% · 4.625%
HK$81,797
+HK$4,096/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,402/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,197
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$87,847
−HK$2,693/mo
Today · 4.125%
HK$90,540
baseline
▲ 0.50% · 4.625%
HK$96,049
+HK$5,509/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,080/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,781
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$97,323
−HK$2,579/mo
Today · 4.125%
HK$99,902
baseline
▲ 0.50% · 4.625%
HK$105,168
+HK$5,266/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,804/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,721 · Scale 2, in force from 26 Feb 2026)