LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,333
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,805
−HK$1,496/mo
Today · 4.125%
HK$50,301
baseline
▲ 0.50% · 4.625%
HK$53,362
+HK$3,061/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,602/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,658
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,070
−HK$1,433/mo
Today · 4.125%
HK$55,503
baseline
▲ 0.50% · 4.625%
HK$58,428
+HK$2,925/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,006/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,800
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,566
−HK$1,796/mo
Today · 4.125%
HK$60,362
baseline
▲ 0.50% · 4.625%
HK$64,034
+HK$3,672/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,724/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,189
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,884
−HK$1,719/mo
Today · 4.125%
HK$66,603
baseline
▲ 0.50% · 4.625%
HK$70,114
+HK$3,511/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,206/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,266
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,328
−HK$2,094/mo
Today · 4.125%
HK$70,422
baseline
▲ 0.50% · 4.625%
HK$74,707
+HK$4,285/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,844/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,721
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,698
−HK$2,006/mo
Today · 4.125%
HK$77,704
baseline
▲ 0.50% · 4.625%
HK$81,799
+HK$4,095/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,408/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,200
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$87,850
−HK$2,692/mo
Today · 4.125%
HK$90,542
baseline
▲ 0.50% · 4.625%
HK$96,052
+HK$5,510/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,084/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,784
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$97,326
−HK$2,579/mo
Today · 4.125%
HK$99,905
baseline
▲ 0.50% · 4.625%
HK$105,171
+HK$5,266/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,810/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,779 · Scale 2, in force from 26 Feb 2026)