LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,334
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,807
−HK$1,496/mo
Today · 4.125%
HK$50,303
baseline
▲ 0.50% · 4.625%
HK$53,363
+HK$3,060/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,606/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,659
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,071
−HK$1,433/mo
Today · 4.125%
HK$55,504
baseline
▲ 0.50% · 4.625%
HK$58,430
+HK$2,926/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,008/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,801
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,568
−HK$1,795/mo
Today · 4.125%
HK$60,363
baseline
▲ 0.50% · 4.625%
HK$64,036
+HK$3,673/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,726/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,191
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,885
−HK$1,720/mo
Today · 4.125%
HK$66,605
baseline
▲ 0.50% · 4.625%
HK$70,115
+HK$3,510/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,210/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,268
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,329
−HK$2,095/mo
Today · 4.125%
HK$70,424
baseline
▲ 0.50% · 4.625%
HK$74,709
+HK$4,285/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,848/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,722
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,700
−HK$2,005/mo
Today · 4.125%
HK$77,705
baseline
▲ 0.50% · 4.625%
HK$81,801
+HK$4,096/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,410/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,202
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$87,852
−HK$2,693/mo
Today · 4.125%
HK$90,545
baseline
▲ 0.50% · 4.625%
HK$96,054
+HK$5,509/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,090/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,786
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$97,328
−HK$2,579/mo
Today · 4.125%
HK$99,907
baseline
▲ 0.50% · 4.625%
HK$105,173
+HK$5,266/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,814/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,830 · Scale 2, in force from 26 Feb 2026)