LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,337
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,810
−HK$1,496/mo
Today · 4.125%
HK$50,306
baseline
▲ 0.50% · 4.625%
HK$53,367
+HK$3,061/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,612/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$825,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,662
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,074
−HK$1,433/mo
Today · 4.125%
HK$55,507
baseline
▲ 0.50% · 4.625%
HK$58,433
+HK$2,926/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,014/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$825,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,805
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,572
−HK$1,795/mo
Today · 4.125%
HK$60,367
baseline
▲ 0.50% · 4.625%
HK$64,040
+HK$3,673/mo
Deposit HK$8.30M · loan HK$12.46M · min. income ≈ HK$120,734/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,195
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,889
−HK$1,720/mo
Today · 4.125%
HK$66,609
baseline
▲ 0.50% · 4.625%
HK$70,120
+HK$3,511/mo
Deposit HK$8.30M · loan HK$12.46M · min. income ≈ HK$133,218/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,272
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,333
−HK$2,095/mo
Today · 4.125%
HK$70,428
baseline
▲ 0.50% · 4.625%
HK$74,713
+HK$4,285/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,856/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,727
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,704
−HK$2,006/mo
Today · 4.125%
HK$77,710
baseline
▲ 0.50% · 4.625%
HK$81,806
+HK$4,096/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,420/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,207
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$87,857
−HK$2,693/mo
Today · 4.125%
HK$90,550
baseline
▲ 0.50% · 4.625%
HK$96,060
+HK$5,510/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,100/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,792
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$97,334
−HK$2,579/mo
Today · 4.125%
HK$99,913
baseline
▲ 0.50% · 4.625%
HK$105,180
+HK$5,267/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,826/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,957 · Scale 2, in force from 26 Feb 2026)