LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,340
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,812
−HK$1,496/mo
Today · 4.125%
HK$50,308
baseline
▲ 0.50% · 4.625%
HK$53,369
+HK$3,061/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,616/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,665
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,077
−HK$1,433/mo
Today · 4.125%
HK$55,510
baseline
▲ 0.50% · 4.625%
HK$58,436
+HK$2,926/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,020/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,807
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,574
−HK$1,796/mo
Today · 4.125%
HK$60,370
baseline
▲ 0.50% · 4.625%
HK$64,043
+HK$3,673/mo
Deposit HK$8.30M · loan HK$12.46M · min. income ≈ HK$120,740/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,198
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,893
−HK$1,719/mo
Today · 4.125%
HK$66,612
baseline
▲ 0.50% · 4.625%
HK$70,123
+HK$3,511/mo
Deposit HK$8.30M · loan HK$12.46M · min. income ≈ HK$133,224/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,275
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,337
−HK$2,094/mo
Today · 4.125%
HK$70,431
baseline
▲ 0.50% · 4.625%
HK$74,717
+HK$4,286/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,862/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$826,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,731
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,708
−HK$2,006/mo
Today · 4.125%
HK$77,714
baseline
▲ 0.50% · 4.625%
HK$81,810
+HK$4,096/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,428/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$826,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,211
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$87,862
−HK$2,693/mo
Today · 4.125%
HK$90,555
baseline
▲ 0.50% · 4.625%
HK$96,065
+HK$5,510/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,110/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,797
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$97,339
−HK$2,579/mo
Today · 4.125%
HK$99,918
baseline
▲ 0.50% · 4.625%
HK$105,185
+HK$5,267/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,836/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,062 · Scale 2, in force from 26 Feb 2026)