LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,342
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,814
−HK$1,496/mo
Today · 4.125%
HK$50,310
baseline
▲ 0.50% · 4.625%
HK$53,372
+HK$3,062/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,620/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,667
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,080
−HK$1,433/mo
Today · 4.125%
HK$55,513
baseline
▲ 0.50% · 4.625%
HK$58,439
+HK$2,926/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,026/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,810
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,577
−HK$1,795/mo
Today · 4.125%
HK$60,372
baseline
▲ 0.50% · 4.625%
HK$64,046
+HK$3,674/mo
Deposit HK$8.30M · loan HK$12.46M · min. income ≈ HK$120,744/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,201
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,896
−HK$1,719/mo
Today · 4.125%
HK$66,615
baseline
▲ 0.50% · 4.625%
HK$70,126
+HK$3,511/mo
Deposit HK$8.30M · loan HK$12.46M · min. income ≈ HK$133,230/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,278
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,340
−HK$2,095/mo
Today · 4.125%
HK$70,435
baseline
▲ 0.50% · 4.625%
HK$74,720
+HK$4,285/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,870/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$826,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,734
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,711
−HK$2,007/mo
Today · 4.125%
HK$77,718
baseline
▲ 0.50% · 4.625%
HK$81,814
+HK$4,096/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,436/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$826,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,215
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$87,866
−HK$2,693/mo
Today · 4.125%
HK$90,559
baseline
▲ 0.50% · 4.625%
HK$96,069
+HK$5,510/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,118/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,801
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$97,343
−HK$2,580/mo
Today · 4.125%
HK$99,923
baseline
▲ 0.50% · 4.625%
HK$105,190
+HK$5,267/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,846/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,154 · Scale 2, in force from 26 Feb 2026)