LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,343
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,815
−HK$1,496/mo
Today · 4.125%
HK$50,311
baseline
▲ 0.50% · 4.625%
HK$53,373
+HK$3,062/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,622/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,668
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,081
−HK$1,433/mo
Today · 4.125%
HK$55,514
baseline
▲ 0.50% · 4.625%
HK$58,440
+HK$2,926/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,028/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,811
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,578
−HK$1,796/mo
Today · 4.125%
HK$60,374
baseline
▲ 0.50% · 4.625%
HK$64,047
+HK$3,673/mo
Deposit HK$8.30M · loan HK$12.46M · min. income ≈ HK$120,748/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,202
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,897
−HK$1,719/mo
Today · 4.125%
HK$66,616
baseline
▲ 0.50% · 4.625%
HK$70,128
+HK$3,512/mo
Deposit HK$8.30M · loan HK$12.46M · min. income ≈ HK$133,232/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,280
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,341
−HK$2,095/mo
Today · 4.125%
HK$70,436
baseline
▲ 0.50% · 4.625%
HK$74,722
+HK$4,286/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,872/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$826,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,735
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,713
−HK$2,006/mo
Today · 4.125%
HK$77,719
baseline
▲ 0.50% · 4.625%
HK$81,816
+HK$4,097/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,438/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$826,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,217
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$87,867
−HK$2,693/mo
Today · 4.125%
HK$90,560
baseline
▲ 0.50% · 4.625%
HK$96,071
+HK$5,511/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,120/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,803
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$97,345
−HK$2,579/mo
Today · 4.125%
HK$99,924
baseline
▲ 0.50% · 4.625%
HK$105,192
+HK$5,268/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,848/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,193 · Scale 2, in force from 26 Feb 2026)