LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,344
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,817
−HK$1,496/mo
Today · 4.125%
HK$50,313
baseline
▲ 0.50% · 4.625%
HK$53,374
+HK$3,061/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,626/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,670
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,082
−HK$1,433/mo
Today · 4.125%
HK$55,515
baseline
▲ 0.50% · 4.625%
HK$58,442
+HK$2,927/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,030/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,813
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,580
−HK$1,796/mo
Today · 4.125%
HK$60,376
baseline
▲ 0.50% · 4.625%
HK$64,049
+HK$3,673/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,752/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,204
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,899
−HK$1,719/mo
Today · 4.125%
HK$66,618
baseline
▲ 0.50% · 4.625%
HK$70,130
+HK$3,512/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,236/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,282
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,343
−HK$2,095/mo
Today · 4.125%
HK$70,438
baseline
▲ 0.50% · 4.625%
HK$74,724
+HK$4,286/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,876/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,738
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,715
−HK$2,007/mo
Today · 4.125%
HK$77,722
baseline
▲ 0.50% · 4.625%
HK$81,818
+HK$4,096/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,444/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,219
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$87,870
−HK$2,693/mo
Today · 4.125%
HK$90,563
baseline
▲ 0.50% · 4.625%
HK$96,074
+HK$5,511/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,126/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,806
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$97,348
−HK$2,580/mo
Today · 4.125%
HK$99,928
baseline
▲ 0.50% · 4.625%
HK$105,195
+HK$5,267/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,856/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,261 · Scale 2, in force from 26 Feb 2026)