LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,345
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,818
−HK$1,496/mo
Today · 4.125%
HK$50,314
baseline
▲ 0.50% · 4.625%
HK$53,375
+HK$3,061/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,628/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,671
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,083
−HK$1,434/mo
Today · 4.125%
HK$55,517
baseline
▲ 0.50% · 4.625%
HK$58,443
+HK$2,926/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,034/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,814
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,581
−HK$1,796/mo
Today · 4.125%
HK$60,377
baseline
▲ 0.50% · 4.625%
HK$64,051
+HK$3,674/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,754/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,205
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,900
−HK$1,720/mo
Today · 4.125%
HK$66,620
baseline
▲ 0.50% · 4.625%
HK$70,131
+HK$3,511/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,240/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,283
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,345
−HK$2,095/mo
Today · 4.125%
HK$70,440
baseline
▲ 0.50% · 4.625%
HK$74,726
+HK$4,286/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,880/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,739
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,717
−HK$2,006/mo
Today · 4.125%
HK$77,723
baseline
▲ 0.50% · 4.625%
HK$81,820
+HK$4,097/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,446/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,221
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$87,872
−HK$2,693/mo
Today · 4.125%
HK$90,565
baseline
▲ 0.50% · 4.625%
HK$96,076
+HK$5,511/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,130/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,808
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$97,350
−HK$2,580/mo
Today · 4.125%
HK$99,930
baseline
▲ 0.50% · 4.625%
HK$105,197
+HK$5,267/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,860/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,304 · Scale 2, in force from 26 Feb 2026)