LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,346
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,819
−HK$1,496/mo
Today · 4.125%
HK$50,315
baseline
▲ 0.50% · 4.625%
HK$53,377
+HK$3,062/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,630/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,672
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,085
−HK$1,433/mo
Today · 4.125%
HK$55,518
baseline
▲ 0.50% · 4.625%
HK$58,445
+HK$2,927/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,036/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,816
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,583
−HK$1,795/mo
Today · 4.125%
HK$60,378
baseline
▲ 0.50% · 4.625%
HK$64,052
+HK$3,674/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,756/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,207
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,902
−HK$1,720/mo
Today · 4.125%
HK$66,622
baseline
▲ 0.50% · 4.625%
HK$70,133
+HK$3,511/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,244/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,285
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,347
−HK$2,095/mo
Today · 4.125%
HK$70,442
baseline
▲ 0.50% · 4.625%
HK$74,728
+HK$4,286/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,884/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,741
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,719
−HK$2,006/mo
Today · 4.125%
HK$77,725
baseline
▲ 0.50% · 4.625%
HK$81,822
+HK$4,097/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,450/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,223
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,874
−HK$2,694/mo
Today · 4.125%
HK$90,568
baseline
▲ 0.50% · 4.625%
HK$96,079
+HK$5,511/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,136/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,810
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,353
−HK$2,580/mo
Today · 4.125%
HK$99,933
baseline
▲ 0.50% · 4.625%
HK$105,200
+HK$5,267/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,866/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,362 · Scale 2, in force from 26 Feb 2026)