LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,347
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,820
−HK$1,496/mo
Today · 4.125%
HK$50,316
baseline
▲ 0.50% · 4.625%
HK$53,378
+HK$3,062/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,632/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,674
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,086
−HK$1,433/mo
Today · 4.125%
HK$55,519
baseline
▲ 0.50% · 4.625%
HK$58,446
+HK$2,927/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,038/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,817
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,584
−HK$1,796/mo
Today · 4.125%
HK$60,380
baseline
▲ 0.50% · 4.625%
HK$64,054
+HK$3,674/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,760/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,208
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,903
−HK$1,720/mo
Today · 4.125%
HK$66,623
baseline
▲ 0.50% · 4.625%
HK$70,135
+HK$3,512/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,246/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,286
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,348
−HK$2,095/mo
Today · 4.125%
HK$70,443
baseline
▲ 0.50% · 4.625%
HK$74,729
+HK$4,286/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,886/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,743
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,721
−HK$2,006/mo
Today · 4.125%
HK$77,727
baseline
▲ 0.50% · 4.625%
HK$81,824
+HK$4,097/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,454/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,225
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,876
−HK$2,694/mo
Today · 4.125%
HK$90,570
baseline
▲ 0.50% · 4.625%
HK$96,081
+HK$5,511/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,140/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,812
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,355
−HK$2,580/mo
Today · 4.125%
HK$99,935
baseline
▲ 0.50% · 4.625%
HK$105,202
+HK$5,267/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,870/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,407 · Scale 2, in force from 26 Feb 2026)