LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,351
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,824
−HK$1,496/mo
Today · 4.125%
HK$50,320
baseline
▲ 0.50% · 4.625%
HK$53,382
+HK$3,062/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,640/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,677
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,090
−HK$1,433/mo
Today · 4.125%
HK$55,523
baseline
▲ 0.50% · 4.625%
HK$58,450
+HK$2,927/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,046/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,821
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,588
−HK$1,796/mo
Today · 4.125%
HK$60,384
baseline
▲ 0.50% · 4.625%
HK$64,058
+HK$3,674/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,768/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,213
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,908
−HK$1,720/mo
Today · 4.125%
HK$66,628
baseline
▲ 0.50% · 4.625%
HK$70,140
+HK$3,512/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,256/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,291
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,353
−HK$2,095/mo
Today · 4.125%
HK$70,448
baseline
▲ 0.50% · 4.625%
HK$74,735
+HK$4,287/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,896/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,748
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,726
−HK$2,006/mo
Today · 4.125%
HK$77,732
baseline
▲ 0.50% · 4.625%
HK$81,830
+HK$4,098/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,464/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,231
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,882
−HK$2,694/mo
Today · 4.125%
HK$90,576
baseline
▲ 0.50% · 4.625%
HK$96,087
+HK$5,511/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,152/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,819
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,362
−HK$2,580/mo
Today · 4.125%
HK$99,942
baseline
▲ 0.50% · 4.625%
HK$105,210
+HK$5,268/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,884/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,549 · Scale 2, in force from 26 Feb 2026)