LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,352
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,825
−HK$1,497/mo
Today · 4.125%
HK$50,322
baseline
▲ 0.50% · 4.625%
HK$53,384
+HK$3,062/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,644/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,679
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,092
−HK$1,433/mo
Today · 4.125%
HK$55,525
baseline
▲ 0.50% · 4.625%
HK$58,452
+HK$2,927/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,050/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,823
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,590
−HK$1,796/mo
Today · 4.125%
HK$60,386
baseline
▲ 0.50% · 4.625%
HK$64,061
+HK$3,675/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,772/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,215
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,910
−HK$1,720/mo
Today · 4.125%
HK$66,630
baseline
▲ 0.50% · 4.625%
HK$70,142
+HK$3,512/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,260/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,293
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,355
−HK$2,096/mo
Today · 4.125%
HK$70,451
baseline
▲ 0.50% · 4.625%
HK$74,737
+HK$4,286/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,902/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,751
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,729
−HK$2,006/mo
Today · 4.125%
HK$77,735
baseline
▲ 0.50% · 4.625%
HK$81,833
+HK$4,098/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,470/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,234
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,886
−HK$2,693/mo
Today · 4.125%
HK$90,579
baseline
▲ 0.50% · 4.625%
HK$96,091
+HK$5,512/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,158/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,822
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,365
−HK$2,580/mo
Today · 4.125%
HK$99,945
baseline
▲ 0.50% · 4.625%
HK$105,213
+HK$5,268/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,890/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,626 · Scale 2, in force from 26 Feb 2026)