LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,354
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,827
−HK$1,497/mo
Today · 4.125%
HK$50,324
baseline
▲ 0.50% · 4.625%
HK$53,386
+HK$3,062/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,648/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,681
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,094
−HK$1,434/mo
Today · 4.125%
HK$55,528
baseline
▲ 0.50% · 4.625%
HK$58,455
+HK$2,927/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,056/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,825
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,593
−HK$1,796/mo
Today · 4.125%
HK$60,389
baseline
▲ 0.50% · 4.625%
HK$64,063
+HK$3,674/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,778/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,218
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,913
−HK$1,720/mo
Today · 4.125%
HK$66,633
baseline
▲ 0.50% · 4.625%
HK$70,145
+HK$3,512/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,266/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,296
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,358
−HK$2,096/mo
Today · 4.125%
HK$70,454
baseline
▲ 0.50% · 4.625%
HK$74,741
+HK$4,287/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,908/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,754
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,732
−HK$2,007/mo
Today · 4.125%
HK$77,739
baseline
▲ 0.50% · 4.625%
HK$81,836
+HK$4,097/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,478/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,238
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,889
−HK$2,694/mo
Today · 4.125%
HK$90,583
baseline
▲ 0.50% · 4.625%
HK$96,095
+HK$5,512/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,166/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,827
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,370
−HK$2,580/mo
Today · 4.125%
HK$99,950
baseline
▲ 0.50% · 4.625%
HK$105,218
+HK$5,268/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,900/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,718 · Scale 2, in force from 26 Feb 2026)