LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,358
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,831
−HK$1,497/mo
Today · 4.125%
HK$50,328
baseline
▲ 0.50% · 4.625%
HK$53,390
+HK$3,062/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,656/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,685
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,098
−HK$1,434/mo
Today · 4.125%
HK$55,532
baseline
▲ 0.50% · 4.625%
HK$58,459
+HK$2,927/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,064/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,830
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,597
−HK$1,796/mo
Today · 4.125%
HK$60,393
baseline
▲ 0.50% · 4.625%
HK$64,068
+HK$3,675/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,786/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,222
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,918
−HK$1,720/mo
Today · 4.125%
HK$66,638
baseline
▲ 0.50% · 4.625%
HK$70,151
+HK$3,513/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,276/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,301
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,364
−HK$2,095/mo
Today · 4.125%
HK$70,459
baseline
▲ 0.50% · 4.625%
HK$74,746
+HK$4,287/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,918/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,759
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,738
−HK$2,006/mo
Today · 4.125%
HK$77,744
baseline
▲ 0.50% · 4.625%
HK$81,842
+HK$4,098/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,488/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,244
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$87,896
−HK$2,694/mo
Today · 4.125%
HK$90,590
baseline
▲ 0.50% · 4.625%
HK$96,102
+HK$5,512/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,180/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,834
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,377
−HK$2,580/mo
Today · 4.125%
HK$99,957
baseline
▲ 0.50% · 4.625%
HK$105,226
+HK$5,269/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,914/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,872 · Scale 2, in force from 26 Feb 2026)