LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,360
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,833
−HK$1,497/mo
Today · 4.125%
HK$50,330
baseline
▲ 0.50% · 4.625%
HK$53,393
+HK$3,063/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,660/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,688
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,101
−HK$1,433/mo
Today · 4.125%
HK$55,534
baseline
▲ 0.50% · 4.625%
HK$58,462
+HK$2,928/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,068/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,832
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,600
−HK$1,796/mo
Today · 4.125%
HK$60,396
baseline
▲ 0.50% · 4.625%
HK$64,071
+HK$3,675/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,792/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,225
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,921
−HK$1,720/mo
Today · 4.125%
HK$66,641
baseline
▲ 0.50% · 4.625%
HK$70,154
+HK$3,513/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,282/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,304
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,367
−HK$2,095/mo
Today · 4.125%
HK$70,462
baseline
▲ 0.50% · 4.625%
HK$74,750
+HK$4,288/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,924/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,763
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,741
−HK$2,007/mo
Today · 4.125%
HK$77,748
baseline
▲ 0.50% · 4.625%
HK$81,846
+HK$4,098/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,496/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,249
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$87,900
−HK$2,694/mo
Today · 4.125%
HK$90,594
baseline
▲ 0.50% · 4.625%
HK$96,107
+HK$5,513/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,188/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,838
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$97,382
−HK$2,580/mo
Today · 4.125%
HK$99,962
baseline
▲ 0.50% · 4.625%
HK$105,231
+HK$5,269/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,924/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,973 · Scale 2, in force from 26 Feb 2026)