LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,361
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,834
−HK$1,497/mo
Today · 4.125%
HK$50,331
baseline
▲ 0.50% · 4.625%
HK$53,393
+HK$3,062/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,662/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,688
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,101
−HK$1,434/mo
Today · 4.125%
HK$55,535
baseline
▲ 0.50% · 4.625%
HK$58,462
+HK$2,927/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$111,070/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$826,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,833
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,601
−HK$1,796/mo
Today · 4.125%
HK$60,397
baseline
▲ 0.50% · 4.625%
HK$64,072
+HK$3,675/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,794/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,226
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,922
−HK$1,720/mo
Today · 4.125%
HK$66,642
baseline
▲ 0.50% · 4.625%
HK$70,155
+HK$3,513/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,284/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$826,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,305
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,367
−HK$2,096/mo
Today · 4.125%
HK$70,463
baseline
▲ 0.50% · 4.625%
HK$74,750
+HK$4,287/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,926/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,764
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,742
−HK$2,007/mo
Today · 4.125%
HK$77,749
baseline
▲ 0.50% · 4.625%
HK$81,847
+HK$4,098/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,498/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$826,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,249
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$87,901
−HK$2,694/mo
Today · 4.125%
HK$90,595
baseline
▲ 0.50% · 4.625%
HK$96,108
+HK$5,513/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,190/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,839
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$97,382
−HK$2,581/mo
Today · 4.125%
HK$99,963
baseline
▲ 0.50% · 4.625%
HK$105,232
+HK$5,269/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,926/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$826,991 · Scale 2, in force from 26 Feb 2026)