LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,363
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,836
−HK$1,497/mo
Today · 4.125%
HK$50,333
baseline
▲ 0.50% · 4.625%
HK$53,395
+HK$3,062/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,666/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,690
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,103
−HK$1,434/mo
Today · 4.125%
HK$55,537
baseline
▲ 0.50% · 4.625%
HK$58,464
+HK$2,927/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,074/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,835
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,603
−HK$1,796/mo
Today · 4.125%
HK$60,399
baseline
▲ 0.50% · 4.625%
HK$64,074
+HK$3,675/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,798/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,228
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,924
−HK$1,720/mo
Today · 4.125%
HK$66,644
baseline
▲ 0.50% · 4.625%
HK$70,157
+HK$3,513/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,288/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,308
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,370
−HK$2,096/mo
Today · 4.125%
HK$70,466
baseline
▲ 0.50% · 4.625%
HK$74,753
+HK$4,287/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,932/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,767
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,745
−HK$2,007/mo
Today · 4.125%
HK$77,752
baseline
▲ 0.50% · 4.625%
HK$81,850
+HK$4,098/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,504/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,253
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$87,904
−HK$2,695/mo
Today · 4.125%
HK$90,599
baseline
▲ 0.50% · 4.625%
HK$96,111
+HK$5,512/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,198/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,843
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$97,386
−HK$2,581/mo
Today · 4.125%
HK$99,967
baseline
▲ 0.50% · 4.625%
HK$105,236
+HK$5,269/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,934/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,072 · Scale 2, in force from 26 Feb 2026)