LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,364
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,837
−HK$1,497/mo
Today · 4.125%
HK$50,334
baseline
▲ 0.50% · 4.625%
HK$53,397
+HK$3,063/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,668/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,692
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,105
−HK$1,434/mo
Today · 4.125%
HK$55,539
baseline
▲ 0.50% · 4.625%
HK$58,466
+HK$2,927/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,078/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,837
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,605
−HK$1,796/mo
Today · 4.125%
HK$60,401
baseline
▲ 0.50% · 4.625%
HK$64,076
+HK$3,675/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,802/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,230
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,926
−HK$1,720/mo
Today · 4.125%
HK$66,646
baseline
▲ 0.50% · 4.625%
HK$70,159
+HK$3,513/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,292/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,309
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$68,372
−HK$2,096/mo
Today · 4.125%
HK$70,468
baseline
▲ 0.50% · 4.625%
HK$74,755
+HK$4,287/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,936/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,769
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,747
−HK$2,007/mo
Today · 4.125%
HK$77,754
baseline
▲ 0.50% · 4.625%
HK$81,853
+HK$4,099/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,508/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,255
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$87,907
−HK$2,694/mo
Today · 4.125%
HK$90,601
baseline
▲ 0.50% · 4.625%
HK$96,114
+HK$5,513/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,202/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,845
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$97,389
−HK$2,580/mo
Today · 4.125%
HK$99,969
baseline
▲ 0.50% · 4.625%
HK$105,239
+HK$5,270/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,938/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,129 · Scale 2, in force from 26 Feb 2026)