LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,364
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,837
−HK$1,497/mo
Today · 4.125%
HK$50,334
baseline
▲ 0.50% · 4.625%
HK$53,397
+HK$3,063/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,668/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,692
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,105
−HK$1,434/mo
Today · 4.125%
HK$55,539
baseline
▲ 0.50% · 4.625%
HK$58,466
+HK$2,927/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,078/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,837
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,605
−HK$1,796/mo
Today · 4.125%
HK$60,401
baseline
▲ 0.50% · 4.625%
HK$64,076
+HK$3,675/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,802/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,231
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,926
−HK$1,721/mo
Today · 4.125%
HK$66,647
baseline
▲ 0.50% · 4.625%
HK$70,160
+HK$3,513/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,294/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,310
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,372
−HK$2,096/mo
Today · 4.125%
HK$70,468
baseline
▲ 0.50% · 4.625%
HK$74,756
+HK$4,288/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,936/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,769
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$75,747
−HK$2,008/mo
Today · 4.125%
HK$77,755
baseline
▲ 0.50% · 4.625%
HK$81,853
+HK$4,098/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,510/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,255
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$87,907
−HK$2,695/mo
Today · 4.125%
HK$90,602
baseline
▲ 0.50% · 4.625%
HK$96,115
+HK$5,513/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,204/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,846
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$97,390
−HK$2,580/mo
Today · 4.125%
HK$99,970
baseline
▲ 0.50% · 4.625%
HK$105,240
+HK$5,270/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,940/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,142 · Scale 2, in force from 26 Feb 2026)