LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,365
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,838
−HK$1,497/mo
Today · 4.125%
HK$50,335
baseline
▲ 0.50% · 4.625%
HK$53,398
+HK$3,063/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,670/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,693
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,106
−HK$1,434/mo
Today · 4.125%
HK$55,540
baseline
▲ 0.50% · 4.625%
HK$58,467
+HK$2,927/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,080/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,838
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,606
−HK$1,796/mo
Today · 4.125%
HK$60,402
baseline
▲ 0.50% · 4.625%
HK$64,077
+HK$3,675/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,804/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,231
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,927
−HK$1,721/mo
Today · 4.125%
HK$66,648
baseline
▲ 0.50% · 4.625%
HK$70,161
+HK$3,513/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,296/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,311
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,373
−HK$2,096/mo
Today · 4.125%
HK$70,469
baseline
▲ 0.50% · 4.625%
HK$74,757
+HK$4,288/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,938/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,770
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,748
−HK$2,007/mo
Today · 4.125%
HK$77,755
baseline
▲ 0.50% · 4.625%
HK$81,854
+HK$4,099/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,510/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,257
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$87,908
−HK$2,695/mo
Today · 4.125%
HK$90,603
baseline
▲ 0.50% · 4.625%
HK$96,116
+HK$5,513/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,206/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,847
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$97,391
−HK$2,580/mo
Today · 4.125%
HK$99,971
baseline
▲ 0.50% · 4.625%
HK$105,241
+HK$5,270/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,942/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,167 · Scale 2, in force from 26 Feb 2026)