LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,366
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,839
−HK$1,497/mo
Today · 4.125%
HK$50,336
baseline
▲ 0.50% · 4.625%
HK$53,399
+HK$3,063/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,672/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,694
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,107
−HK$1,434/mo
Today · 4.125%
HK$55,541
baseline
▲ 0.50% · 4.625%
HK$58,469
+HK$2,928/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,082/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,839
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,607
−HK$1,796/mo
Today · 4.125%
HK$60,403
baseline
▲ 0.50% · 4.625%
HK$64,079
+HK$3,676/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,806/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,233
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,929
−HK$1,720/mo
Today · 4.125%
HK$66,649
baseline
▲ 0.50% · 4.625%
HK$70,162
+HK$3,513/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,298/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,312
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$68,375
−HK$2,096/mo
Today · 4.125%
HK$70,471
baseline
▲ 0.50% · 4.625%
HK$74,758
+HK$4,287/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,942/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,772
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,750
−HK$2,007/mo
Today · 4.125%
HK$77,757
baseline
▲ 0.50% · 4.625%
HK$81,856
+HK$4,099/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,514/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,259
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$87,911
−HK$2,694/mo
Today · 4.125%
HK$90,605
baseline
▲ 0.50% · 4.625%
HK$96,118
+HK$5,513/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$181,210/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,849
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$97,393
−HK$2,581/mo
Today · 4.125%
HK$99,974
baseline
▲ 0.50% · 4.625%
HK$105,243
+HK$5,269/mo
Deposit HK$2.08M · loan HK$18.69M · min. income ≈ HK$199,948/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,216 · Scale 2, in force from 26 Feb 2026)