LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,368
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,842
−HK$1,497/mo
Today · 4.125%
HK$50,339
baseline
▲ 0.50% · 4.625%
HK$53,402
+HK$3,063/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,678/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,697
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,110
−HK$1,434/mo
Today · 4.125%
HK$55,544
baseline
▲ 0.50% · 4.625%
HK$58,472
+HK$2,928/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,088/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$827,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,842
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,610
−HK$1,797/mo
Today · 4.125%
HK$60,407
baseline
▲ 0.50% · 4.625%
HK$64,082
+HK$3,675/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$120,814/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,236
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,932
−HK$1,721/mo
Today · 4.125%
HK$66,653
baseline
▲ 0.50% · 4.625%
HK$70,166
+HK$3,513/mo
Deposit HK$8.31M · loan HK$12.46M · min. income ≈ HK$133,306/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,316
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,379
−HK$2,095/mo
Today · 4.125%
HK$70,474
baseline
▲ 0.50% · 4.625%
HK$74,763
+HK$4,289/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,948/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,776
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$75,754
−HK$2,008/mo
Today · 4.125%
HK$77,762
baseline
▲ 0.50% · 4.625%
HK$81,861
+HK$4,099/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,524/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,263
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$87,915
−HK$2,695/mo
Today · 4.125%
HK$90,610
baseline
▲ 0.50% · 4.625%
HK$96,123
+HK$5,513/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$181,220/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,854
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$97,398
−HK$2,581/mo
Today · 4.125%
HK$99,979
baseline
▲ 0.50% · 4.625%
HK$105,249
+HK$5,270/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$199,958/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$827,331 · Scale 2, in force from 26 Feb 2026)