LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,374
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,848
−HK$1,497/mo
Today · 4.125%
HK$50,345
baseline
▲ 0.50% · 4.625%
HK$53,409
+HK$3,064/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,690/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$827,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,704
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,117
−HK$1,434/mo
Today · 4.125%
HK$55,551
baseline
▲ 0.50% · 4.625%
HK$58,479
+HK$2,928/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,102/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$827,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,849
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,618
−HK$1,796/mo
Today · 4.125%
HK$60,414
baseline
▲ 0.50% · 4.625%
HK$64,090
+HK$3,676/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,828/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,244
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,941
−HK$1,720/mo
Today · 4.125%
HK$66,661
baseline
▲ 0.50% · 4.625%
HK$70,175
+HK$3,514/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,322/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,324
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$68,387
−HK$2,096/mo
Today · 4.125%
HK$70,483
baseline
▲ 0.50% · 4.625%
HK$74,772
+HK$4,289/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,966/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,785
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$75,764
−HK$2,007/mo
Today · 4.125%
HK$77,771
baseline
▲ 0.50% · 4.625%
HK$81,871
+HK$4,100/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,542/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,274
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$87,927
−HK$2,694/mo
Today · 4.125%
HK$90,621
baseline
▲ 0.50% · 4.625%
HK$96,136
+HK$5,515/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$181,242/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$827,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,867
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$97,411
−HK$2,581/mo
Today · 4.125%
HK$99,992
baseline
▲ 0.50% · 4.625%
HK$105,263
+HK$5,271/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$199,984/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$827,594 · Scale 2, in force from 26 Feb 2026)