LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,377
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,850
−HK$1,498/mo
Today · 4.125%
HK$50,348
baseline
▲ 0.50% · 4.625%
HK$53,411
+HK$3,063/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,696/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$827,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,706
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,120
−HK$1,434/mo
Today · 4.125%
HK$55,554
baseline
▲ 0.50% · 4.625%
HK$58,482
+HK$2,928/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,108/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$827,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,852
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,621
−HK$1,796/mo
Today · 4.125%
HK$60,417
baseline
▲ 0.50% · 4.625%
HK$64,093
+HK$3,676/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,834/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,247
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,944
−HK$1,720/mo
Today · 4.125%
HK$66,664
baseline
▲ 0.50% · 4.625%
HK$70,178
+HK$3,514/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,328/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,327
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,391
−HK$2,096/mo
Today · 4.125%
HK$70,487
baseline
▲ 0.50% · 4.625%
HK$74,776
+HK$4,289/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,974/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,789
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$75,768
−HK$2,007/mo
Today · 4.125%
HK$77,775
baseline
▲ 0.50% · 4.625%
HK$81,875
+HK$4,100/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,550/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,278
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$87,931
−HK$2,695/mo
Today · 4.125%
HK$90,626
baseline
▲ 0.50% · 4.625%
HK$96,140
+HK$5,514/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$181,252/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$827,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,871
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$97,416
−HK$2,581/mo
Today · 4.125%
HK$99,997
baseline
▲ 0.50% · 4.625%
HK$105,268
+HK$5,271/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$199,994/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$827,695 · Scale 2, in force from 26 Feb 2026)