LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,380
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,853
−HK$1,498/mo
Today · 4.125%
HK$50,351
baseline
▲ 0.50% · 4.625%
HK$53,414
+HK$3,063/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,702/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$827,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,709
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,123
−HK$1,434/mo
Today · 4.125%
HK$55,557
baseline
▲ 0.50% · 4.625%
HK$58,486
+HK$2,929/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,114/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$827,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,856
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,624
−HK$1,797/mo
Today · 4.125%
HK$60,421
baseline
▲ 0.50% · 4.625%
HK$64,097
+HK$3,676/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,842/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,251
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,948
−HK$1,720/mo
Today · 4.125%
HK$66,668
baseline
▲ 0.50% · 4.625%
HK$70,183
+HK$3,515/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,336/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,331
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,395
−HK$2,096/mo
Today · 4.125%
HK$70,491
baseline
▲ 0.50% · 4.625%
HK$74,780
+HK$4,289/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,982/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,793
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$75,772
−HK$2,008/mo
Today · 4.125%
HK$77,780
baseline
▲ 0.50% · 4.625%
HK$81,880
+HK$4,100/mo
Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$155,560/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,283
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$87,936
−HK$2,695/mo
Today · 4.125%
HK$90,631
baseline
▲ 0.50% · 4.625%
HK$96,146
+HK$5,515/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$181,262/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$827,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,877
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$97,421
−HK$2,582/mo
Today · 4.125%
HK$100,003
baseline
▲ 0.50% · 4.625%
HK$105,274
+HK$5,271/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$200,006/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$827,819 · Scale 2, in force from 26 Feb 2026)