LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,383
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,857
−HK$1,497/mo
Today · 4.125%
HK$50,354
baseline
▲ 0.50% · 4.625%
HK$53,418
+HK$3,064/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,708/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$827,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,713
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,127
−HK$1,434/mo
Today · 4.125%
HK$55,561
baseline
▲ 0.50% · 4.625%
HK$58,489
+HK$2,928/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,122/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$827,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,859
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,628
−HK$1,797/mo
Today · 4.125%
HK$60,425
baseline
▲ 0.50% · 4.625%
HK$64,102
+HK$3,677/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,850/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,255
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,952
−HK$1,721/mo
Today · 4.125%
HK$66,673
baseline
▲ 0.50% · 4.625%
HK$70,187
+HK$3,514/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,346/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$827,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,336
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,399
−HK$2,097/mo
Today · 4.125%
HK$70,496
baseline
▲ 0.50% · 4.625%
HK$74,785
+HK$4,289/mo
Deposit HK$6.23M · loan HK$14.55M · min. income ≈ HK$140,992/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,798
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$75,777
−HK$2,008/mo
Today · 4.125%
HK$77,785
baseline
▲ 0.50% · 4.625%
HK$81,885
+HK$4,100/mo
Deposit HK$6.23M · loan HK$14.55M · min. income ≈ HK$155,570/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,289
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$87,942
−HK$2,695/mo
Today · 4.125%
HK$90,637
baseline
▲ 0.50% · 4.625%
HK$96,152
+HK$5,515/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$181,274/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$827,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,883
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$97,428
−HK$2,581/mo
Today · 4.125%
HK$100,009
baseline
▲ 0.50% · 4.625%
HK$105,281
+HK$5,272/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$200,018/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$827,959 · Scale 2, in force from 26 Feb 2026)