LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,387
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,861
−HK$1,498/mo
Today · 4.125%
HK$50,359
baseline
▲ 0.50% · 4.625%
HK$53,423
+HK$3,064/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,718/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,718
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,132
−HK$1,434/mo
Today · 4.125%
HK$55,566
baseline
▲ 0.50% · 4.625%
HK$58,495
+HK$2,929/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,132/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,865
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,634
−HK$1,797/mo
Today · 4.125%
HK$60,431
baseline
▲ 0.50% · 4.625%
HK$64,108
+HK$3,677/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,862/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,262
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,958
−HK$1,721/mo
Today · 4.125%
HK$66,679
baseline
▲ 0.50% · 4.625%
HK$70,194
+HK$3,515/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,358/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,342
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,406
−HK$2,097/mo
Today · 4.125%
HK$70,503
baseline
▲ 0.50% · 4.625%
HK$74,793
+HK$4,290/mo
Deposit HK$6.23M · loan HK$14.55M · min. income ≈ HK$141,006/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,805
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,785
−HK$2,008/mo
Today · 4.125%
HK$77,793
baseline
▲ 0.50% · 4.625%
HK$81,893
+HK$4,100/mo
Deposit HK$6.23M · loan HK$14.55M · min. income ≈ HK$155,586/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,297
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$87,951
−HK$2,695/mo
Today · 4.125%
HK$90,646
baseline
▲ 0.50% · 4.625%
HK$96,162
+HK$5,516/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$181,292/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,892
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$97,437
−HK$2,582/mo
Today · 4.125%
HK$100,019
baseline
▲ 0.50% · 4.625%
HK$105,291
+HK$5,272/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$200,038/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,162 · Scale 2, in force from 26 Feb 2026)