LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,388
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,862
−HK$1,498/mo
Today · 4.125%
HK$50,360
baseline
▲ 0.50% · 4.625%
HK$53,424
+HK$3,064/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,720/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,719
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,133
−HK$1,434/mo
Today · 4.125%
HK$55,567
baseline
▲ 0.50% · 4.625%
HK$58,496
+HK$2,929/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,134/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,866
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,635
−HK$1,797/mo
Today · 4.125%
HK$60,432
baseline
▲ 0.50% · 4.625%
HK$64,109
+HK$3,677/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,864/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,263
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,960
−HK$1,721/mo
Today · 4.125%
HK$66,681
baseline
▲ 0.50% · 4.625%
HK$70,196
+HK$3,515/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,362/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,344
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,407
−HK$2,097/mo
Today · 4.125%
HK$70,504
baseline
▲ 0.50% · 4.625%
HK$74,794
+HK$4,290/mo
Deposit HK$6.23M · loan HK$14.55M · min. income ≈ HK$141,008/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,807
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$75,786
−HK$2,008/mo
Today · 4.125%
HK$77,794
baseline
▲ 0.50% · 4.625%
HK$81,895
+HK$4,101/mo
Deposit HK$6.23M · loan HK$14.55M · min. income ≈ HK$155,588/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,299
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$87,952
−HK$2,696/mo
Today · 4.125%
HK$90,648
baseline
▲ 0.50% · 4.625%
HK$96,164
+HK$5,516/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$181,296/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,894
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$97,439
−HK$2,582/mo
Today · 4.125%
HK$100,021
baseline
▲ 0.50% · 4.625%
HK$105,293
+HK$5,272/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$200,042/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,202 · Scale 2, in force from 26 Feb 2026)