LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,389
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,863
−HK$1,497/mo
Today · 4.125%
HK$50,360
baseline
▲ 0.50% · 4.625%
HK$53,425
+HK$3,065/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,720/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,719
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,133
−HK$1,435/mo
Today · 4.125%
HK$55,568
baseline
▲ 0.50% · 4.625%
HK$58,497
+HK$2,929/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,136/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,866
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,635
−HK$1,797/mo
Today · 4.125%
HK$60,432
baseline
▲ 0.50% · 4.625%
HK$64,110
+HK$3,678/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,864/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,263
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,960
−HK$1,721/mo
Today · 4.125%
HK$66,681
baseline
▲ 0.50% · 4.625%
HK$70,196
+HK$3,515/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,362/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,344
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,408
−HK$2,096/mo
Today · 4.125%
HK$70,504
baseline
▲ 0.50% · 4.625%
HK$74,794
+HK$4,290/mo
Deposit HK$6.23M · loan HK$14.55M · min. income ≈ HK$141,008/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,807
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,787
−HK$2,008/mo
Today · 4.125%
HK$77,795
baseline
▲ 0.50% · 4.625%
HK$81,895
+HK$4,100/mo
Deposit HK$6.23M · loan HK$14.55M · min. income ≈ HK$155,590/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,300
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$87,953
−HK$2,696/mo
Today · 4.125%
HK$90,649
baseline
▲ 0.50% · 4.625%
HK$96,164
+HK$5,515/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$181,298/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,895
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$97,440
−HK$2,582/mo
Today · 4.125%
HK$100,022
baseline
▲ 0.50% · 4.625%
HK$105,294
+HK$5,272/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$200,044/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,215 · Scale 2, in force from 26 Feb 2026)