LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,389
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,863
−HK$1,498/mo
Today · 4.125%
HK$50,361
baseline
▲ 0.50% · 4.625%
HK$53,425
+HK$3,064/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,722/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,720
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,134
−HK$1,434/mo
Today · 4.125%
HK$55,568
baseline
▲ 0.50% · 4.625%
HK$58,497
+HK$2,929/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,136/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,867
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,636
−HK$1,797/mo
Today · 4.125%
HK$60,433
baseline
▲ 0.50% · 4.625%
HK$64,110
+HK$3,677/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,866/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,264
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,961
−HK$1,721/mo
Today · 4.125%
HK$66,682
baseline
▲ 0.50% · 4.625%
HK$70,197
+HK$3,515/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,364/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,345
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,409
−HK$2,096/mo
Today · 4.125%
HK$70,505
baseline
▲ 0.50% · 4.625%
HK$74,795
+HK$4,290/mo
Deposit HK$6.23M · loan HK$14.55M · min. income ≈ HK$141,010/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,808
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,788
−HK$2,008/mo
Today · 4.125%
HK$77,796
baseline
▲ 0.50% · 4.625%
HK$81,896
+HK$4,100/mo
Deposit HK$6.23M · loan HK$14.55M · min. income ≈ HK$155,592/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,301
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$87,954
−HK$2,696/mo
Today · 4.125%
HK$90,650
baseline
▲ 0.50% · 4.625%
HK$96,166
+HK$5,516/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$181,300/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,896
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$97,441
−HK$2,582/mo
Today · 4.125%
HK$100,023
baseline
▲ 0.50% · 4.625%
HK$105,295
+HK$5,272/mo
Deposit HK$2.08M · loan HK$18.70M · min. income ≈ HK$200,046/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,243 · Scale 2, in force from 26 Feb 2026)