LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,393
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,867
−HK$1,498/mo
Today · 4.125%
HK$50,365
baseline
▲ 0.50% · 4.625%
HK$53,429
+HK$3,064/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,730/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,724
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,138
−HK$1,435/mo
Today · 4.125%
HK$55,573
baseline
▲ 0.50% · 4.625%
HK$58,502
+HK$2,929/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,146/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,871
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,640
−HK$1,798/mo
Today · 4.125%
HK$60,438
baseline
▲ 0.50% · 4.625%
HK$64,115
+HK$3,677/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,876/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,269
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,966
−HK$1,721/mo
Today · 4.125%
HK$66,687
baseline
▲ 0.50% · 4.625%
HK$70,202
+HK$3,515/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,374/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,350
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,414
−HK$2,097/mo
Today · 4.125%
HK$70,511
baseline
▲ 0.50% · 4.625%
HK$74,801
+HK$4,290/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,022/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,814
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,793
−HK$2,009/mo
Today · 4.125%
HK$77,802
baseline
▲ 0.50% · 4.625%
HK$81,903
+HK$4,101/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,604/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,307
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$87,961
−HK$2,696/mo
Today · 4.125%
HK$90,657
baseline
▲ 0.50% · 4.625%
HK$96,173
+HK$5,516/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,314/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,903
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$97,449
−HK$2,582/mo
Today · 4.125%
HK$100,031
baseline
▲ 0.50% · 4.625%
HK$105,303
+HK$5,272/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,062/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,399 · Scale 2, in force from 26 Feb 2026)