LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,394
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,868
−HK$1,498/mo
Today · 4.125%
HK$50,366
baseline
▲ 0.50% · 4.625%
HK$53,431
+HK$3,065/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,732/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,725
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,139
−HK$1,435/mo
Today · 4.125%
HK$55,574
baseline
▲ 0.50% · 4.625%
HK$58,503
+HK$2,929/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,148/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,873
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,642
−HK$1,797/mo
Today · 4.125%
HK$60,439
baseline
▲ 0.50% · 4.625%
HK$64,117
+HK$3,678/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,878/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,270
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,967
−HK$1,722/mo
Today · 4.125%
HK$66,689
baseline
▲ 0.50% · 4.625%
HK$70,204
+HK$3,515/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,378/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,351
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,415
−HK$2,097/mo
Today · 4.125%
HK$70,512
baseline
▲ 0.50% · 4.625%
HK$74,803
+HK$4,291/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,024/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,815
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,795
−HK$2,008/mo
Today · 4.125%
HK$77,803
baseline
▲ 0.50% · 4.625%
HK$81,904
+HK$4,101/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,606/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,309
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$87,963
−HK$2,696/mo
Today · 4.125%
HK$90,659
baseline
▲ 0.50% · 4.625%
HK$96,175
+HK$5,516/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,318/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,905
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$97,451
−HK$2,582/mo
Today · 4.125%
HK$100,033
baseline
▲ 0.50% · 4.625%
HK$105,306
+HK$5,273/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,066/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,446 · Scale 2, in force from 26 Feb 2026)