LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,395
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,870
−HK$1,497/mo
Today · 4.125%
HK$50,367
baseline
▲ 0.50% · 4.625%
HK$53,432
+HK$3,065/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,734/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,727
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,141
−HK$1,434/mo
Today · 4.125%
HK$55,575
baseline
▲ 0.50% · 4.625%
HK$58,505
+HK$2,930/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,150/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,874
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,643
−HK$1,798/mo
Today · 4.125%
HK$60,441
baseline
▲ 0.50% · 4.625%
HK$64,119
+HK$3,678/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,882/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,272
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,969
−HK$1,721/mo
Today · 4.125%
HK$66,690
baseline
▲ 0.50% · 4.625%
HK$70,206
+HK$3,516/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,380/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,353
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,417
−HK$2,097/mo
Today · 4.125%
HK$70,514
baseline
▲ 0.50% · 4.625%
HK$74,805
+HK$4,291/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,028/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,817
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,797
−HK$2,009/mo
Today · 4.125%
HK$77,806
baseline
▲ 0.50% · 4.625%
HK$81,907
+HK$4,101/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,612/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,311
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$87,965
−HK$2,696/mo
Today · 4.125%
HK$90,661
baseline
▲ 0.50% · 4.625%
HK$96,178
+HK$5,517/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,322/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,908
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$97,454
−HK$2,582/mo
Today · 4.125%
HK$100,036
baseline
▲ 0.50% · 4.625%
HK$105,309
+HK$5,273/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,072/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,506 · Scale 2, in force from 26 Feb 2026)