LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,396
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,870
−HK$1,498/mo
Today · 4.125%
HK$50,368
baseline
▲ 0.50% · 4.625%
HK$53,433
+HK$3,065/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,736/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,727
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,141
−HK$1,435/mo
Today · 4.125%
HK$55,576
baseline
▲ 0.50% · 4.625%
HK$58,506
+HK$2,930/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,152/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,875
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,644
−HK$1,798/mo
Today · 4.125%
HK$60,442
baseline
▲ 0.50% · 4.625%
HK$64,119
+HK$3,677/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,884/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,273
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,970
−HK$1,721/mo
Today · 4.125%
HK$66,691
baseline
▲ 0.50% · 4.625%
HK$70,207
+HK$3,516/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,382/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,354
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,418
−HK$2,097/mo
Today · 4.125%
HK$70,515
baseline
▲ 0.50% · 4.625%
HK$74,806
+HK$4,291/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,030/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,818
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,798
−HK$2,008/mo
Today · 4.125%
HK$77,806
baseline
▲ 0.50% · 4.625%
HK$81,908
+HK$4,102/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,612/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,312
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$87,966
−HK$2,696/mo
Today · 4.125%
HK$90,662
baseline
▲ 0.50% · 4.625%
HK$96,179
+HK$5,517/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,324/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,909
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$97,455
−HK$2,582/mo
Today · 4.125%
HK$100,037
baseline
▲ 0.50% · 4.625%
HK$105,310
+HK$5,273/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,074/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,530 · Scale 2, in force from 26 Feb 2026)