LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,398
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,872
−HK$1,498/mo
Today · 4.125%
HK$50,370
baseline
▲ 0.50% · 4.625%
HK$53,435
+HK$3,065/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,740/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,730
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,144
−HK$1,434/mo
Today · 4.125%
HK$55,578
baseline
▲ 0.50% · 4.625%
HK$58,508
+HK$2,930/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,156/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,877
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,647
−HK$1,797/mo
Today · 4.125%
HK$60,444
baseline
▲ 0.50% · 4.625%
HK$64,122
+HK$3,678/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,888/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,275
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,972
−HK$1,722/mo
Today · 4.125%
HK$66,694
baseline
▲ 0.50% · 4.625%
HK$70,210
+HK$3,516/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,388/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,357
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,421
−HK$2,097/mo
Today · 4.125%
HK$70,518
baseline
▲ 0.50% · 4.625%
HK$74,809
+HK$4,291/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,036/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,821
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,801
−HK$2,009/mo
Today · 4.125%
HK$77,810
baseline
▲ 0.50% · 4.625%
HK$81,911
+HK$4,101/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,620/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,316
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$87,970
−HK$2,696/mo
Today · 4.125%
HK$90,666
baseline
▲ 0.50% · 4.625%
HK$96,183
+HK$5,517/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,332/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,913
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$97,459
−HK$2,582/mo
Today · 4.125%
HK$100,041
baseline
▲ 0.50% · 4.625%
HK$105,314
+HK$5,273/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,082/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,616 · Scale 2, in force from 26 Feb 2026)