LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,399
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,874
−HK$1,498/mo
Today · 4.125%
HK$50,372
baseline
▲ 0.50% · 4.625%
HK$53,437
+HK$3,065/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,744/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,731
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,146
−HK$1,434/mo
Today · 4.125%
HK$55,580
baseline
▲ 0.50% · 4.625%
HK$58,510
+HK$2,930/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,160/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,879
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,649
−HK$1,797/mo
Today · 4.125%
HK$60,446
baseline
▲ 0.50% · 4.625%
HK$64,124
+HK$3,678/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$120,892/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,278
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,975
−HK$1,721/mo
Today · 4.125%
HK$66,696
baseline
▲ 0.50% · 4.625%
HK$70,212
+HK$3,516/mo
Deposit HK$8.31M · loan HK$12.47M · min. income ≈ HK$133,392/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,359
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,423
−HK$2,098/mo
Today · 4.125%
HK$70,521
baseline
▲ 0.50% · 4.625%
HK$74,812
+HK$4,291/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,042/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,824
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,804
−HK$2,008/mo
Today · 4.125%
HK$77,812
baseline
▲ 0.50% · 4.625%
HK$81,914
+HK$4,102/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,624/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$828,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,319
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$87,973
−HK$2,696/mo
Today · 4.125%
HK$90,669
baseline
▲ 0.50% · 4.625%
HK$96,186
+HK$5,517/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,338/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,917
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$97,462
−HK$2,583/mo
Today · 4.125%
HK$100,045
baseline
▲ 0.50% · 4.625%
HK$105,318
+HK$5,273/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,090/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,691 · Scale 2, in force from 26 Feb 2026)