LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,402
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,877
−HK$1,498/mo
Today · 4.125%
HK$50,375
baseline
▲ 0.50% · 4.625%
HK$53,440
+HK$3,065/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,750/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,735
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,149
−HK$1,435/mo
Today · 4.125%
HK$55,584
baseline
▲ 0.50% · 4.625%
HK$58,514
+HK$2,930/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,168/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,883
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,652
−HK$1,798/mo
Today · 4.125%
HK$60,450
baseline
▲ 0.50% · 4.625%
HK$64,128
+HK$3,678/mo
Deposit HK$8.32M · loan HK$12.47M · min. income ≈ HK$120,900/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,281
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,979
−HK$1,721/mo
Today · 4.125%
HK$66,700
baseline
▲ 0.50% · 4.625%
HK$70,216
+HK$3,516/mo
Deposit HK$8.32M · loan HK$12.47M · min. income ≈ HK$133,400/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,363
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,427
−HK$2,098/mo
Today · 4.125%
HK$70,525
baseline
▲ 0.50% · 4.625%
HK$74,816
+HK$4,291/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,050/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$828,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,828
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,808
−HK$2,009/mo
Today · 4.125%
HK$77,817
baseline
▲ 0.50% · 4.625%
HK$81,919
+HK$4,102/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,634/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$828,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,324
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$87,978
−HK$2,697/mo
Today · 4.125%
HK$90,675
baseline
▲ 0.50% · 4.625%
HK$96,192
+HK$5,517/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,350/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,922
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$97,468
−HK$2,583/mo
Today · 4.125%
HK$100,051
baseline
▲ 0.50% · 4.625%
HK$105,324
+HK$5,273/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,102/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,813 · Scale 2, in force from 26 Feb 2026)