LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,403
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,878
−HK$1,498/mo
Today · 4.125%
HK$50,376
baseline
▲ 0.50% · 4.625%
HK$53,441
+HK$3,065/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,752/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,736
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,150
−HK$1,435/mo
Today · 4.125%
HK$55,585
baseline
▲ 0.50% · 4.625%
HK$58,515
+HK$2,930/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,170/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,884
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,653
−HK$1,798/mo
Today · 4.125%
HK$60,451
baseline
▲ 0.50% · 4.625%
HK$64,129
+HK$3,678/mo
Deposit HK$8.32M · loan HK$12.47M · min. income ≈ HK$120,902/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,283
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,980
−HK$1,722/mo
Today · 4.125%
HK$66,702
baseline
▲ 0.50% · 4.625%
HK$70,218
+HK$3,516/mo
Deposit HK$8.32M · loan HK$12.47M · min. income ≈ HK$133,404/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,365
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,429
−HK$2,097/mo
Today · 4.125%
HK$70,526
baseline
▲ 0.50% · 4.625%
HK$74,817
+HK$4,291/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,052/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$828,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,830
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,810
−HK$2,009/mo
Today · 4.125%
HK$77,819
baseline
▲ 0.50% · 4.625%
HK$81,921
+HK$4,102/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,638/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$828,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,326
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$87,980
−HK$2,696/mo
Today · 4.125%
HK$90,676
baseline
▲ 0.50% · 4.625%
HK$96,194
+HK$5,518/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,352/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,924
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$97,470
−HK$2,583/mo
Today · 4.125%
HK$100,053
baseline
▲ 0.50% · 4.625%
HK$105,326
+HK$5,273/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,106/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,855 · Scale 2, in force from 26 Feb 2026)