LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,404
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,879
−HK$1,498/mo
Today · 4.125%
HK$50,377
baseline
▲ 0.50% · 4.625%
HK$53,442
+HK$3,065/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$100,754/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,737
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,151
−HK$1,435/mo
Today · 4.125%
HK$55,586
baseline
▲ 0.50% · 4.625%
HK$58,516
+HK$2,930/mo
Deposit HK$10.39M · loan HK$10.39M · min. income ≈ HK$111,172/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$828,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,885
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,655
−HK$1,797/mo
Today · 4.125%
HK$60,452
baseline
▲ 0.50% · 4.625%
HK$64,131
+HK$3,679/mo
Deposit HK$8.32M · loan HK$12.47M · min. income ≈ HK$120,904/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,284
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,981
−HK$1,722/mo
Today · 4.125%
HK$66,703
baseline
▲ 0.50% · 4.625%
HK$70,219
+HK$3,516/mo
Deposit HK$8.32M · loan HK$12.47M · min. income ≈ HK$133,406/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$828,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,366
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,430
−HK$2,098/mo
Today · 4.125%
HK$70,528
baseline
▲ 0.50% · 4.625%
HK$74,819
+HK$4,291/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,056/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$828,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,832
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,812
−HK$2,008/mo
Today · 4.125%
HK$77,820
baseline
▲ 0.50% · 4.625%
HK$81,923
+HK$4,103/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,640/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$828,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,328
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$87,982
−HK$2,697/mo
Today · 4.125%
HK$90,679
baseline
▲ 0.50% · 4.625%
HK$96,196
+HK$5,517/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,358/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,926
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$97,472
−HK$2,583/mo
Today · 4.125%
HK$100,055
baseline
▲ 0.50% · 4.625%
HK$105,329
+HK$5,274/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,110/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$828,904 · Scale 2, in force from 26 Feb 2026)