LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,407
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,882
−HK$1,498/mo
Today · 4.125%
HK$50,380
baseline
▲ 0.50% · 4.625%
HK$53,445
+HK$3,065/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,760/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$829,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,740
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,154
−HK$1,435/mo
Today · 4.125%
HK$55,589
baseline
▲ 0.50% · 4.625%
HK$58,519
+HK$2,930/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,178/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$829,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,888
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,658
−HK$1,798/mo
Today · 4.125%
HK$60,456
baseline
▲ 0.50% · 4.625%
HK$64,134
+HK$3,678/mo
Deposit HK$8.32M · loan HK$12.47M · min. income ≈ HK$120,912/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,288
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,985
−HK$1,722/mo
Today · 4.125%
HK$66,707
baseline
▲ 0.50% · 4.625%
HK$70,223
+HK$3,516/mo
Deposit HK$8.32M · loan HK$12.47M · min. income ≈ HK$133,414/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,370
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,434
−HK$2,098/mo
Today · 4.125%
HK$70,532
baseline
▲ 0.50% · 4.625%
HK$74,823
+HK$4,291/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,064/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,836
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,816
−HK$2,009/mo
Today · 4.125%
HK$77,825
baseline
▲ 0.50% · 4.625%
HK$81,927
+HK$4,102/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,650/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,332
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$87,987
−HK$2,697/mo
Today · 4.125%
HK$90,684
baseline
▲ 0.50% · 4.625%
HK$96,201
+HK$5,517/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,368/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,931
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$97,477
−HK$2,583/mo
Today · 4.125%
HK$100,060
baseline
▲ 0.50% · 4.625%
HK$105,335
+HK$5,275/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,120/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,016 · Scale 2, in force from 26 Feb 2026)