LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,409
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,884
−HK$1,498/mo
Today · 4.125%
HK$50,382
baseline
▲ 0.50% · 4.625%
HK$53,448
+HK$3,066/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,764/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$829,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,742
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,157
−HK$1,435/mo
Today · 4.125%
HK$55,592
baseline
▲ 0.50% · 4.625%
HK$58,522
+HK$2,930/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,184/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$829,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,891
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,661
−HK$1,798/mo
Today · 4.125%
HK$60,459
baseline
▲ 0.50% · 4.625%
HK$64,138
+HK$3,679/mo
Deposit HK$8.32M · loan HK$12.47M · min. income ≈ HK$120,918/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,291
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,988
−HK$1,722/mo
Today · 4.125%
HK$66,710
baseline
▲ 0.50% · 4.625%
HK$70,227
+HK$3,517/mo
Deposit HK$8.32M · loan HK$12.47M · min. income ≈ HK$133,420/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,373
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,438
−HK$2,097/mo
Today · 4.125%
HK$70,535
baseline
▲ 0.50% · 4.625%
HK$74,827
+HK$4,292/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$141,070/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,839
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,820
−HK$2,009/mo
Today · 4.125%
HK$77,829
baseline
▲ 0.50% · 4.625%
HK$81,931
+HK$4,102/mo
Deposit HK$6.24M · loan HK$14.55M · min. income ≈ HK$155,658/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,337
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$87,991
−HK$2,697/mo
Today · 4.125%
HK$90,688
baseline
▲ 0.50% · 4.625%
HK$96,206
+HK$5,518/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,376/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,936
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$97,482
−HK$2,583/mo
Today · 4.125%
HK$100,065
baseline
▲ 0.50% · 4.625%
HK$105,340
+HK$5,275/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,130/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,122 · Scale 2, in force from 26 Feb 2026)