LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,415
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,890
−HK$1,498/mo
Today · 4.125%
HK$50,388
baseline
▲ 0.50% · 4.625%
HK$53,454
+HK$3,066/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,776/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,749
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,163
−HK$1,436/mo
Today · 4.125%
HK$55,599
baseline
▲ 0.50% · 4.625%
HK$58,529
+HK$2,930/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,198/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,898
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,668
−HK$1,798/mo
Today · 4.125%
HK$60,466
baseline
▲ 0.50% · 4.625%
HK$64,145
+HK$3,679/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,932/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,299
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,996
−HK$1,722/mo
Today · 4.125%
HK$66,718
baseline
▲ 0.50% · 4.625%
HK$70,235
+HK$3,517/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,436/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,381
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,446
−HK$2,098/mo
Today · 4.125%
HK$70,544
baseline
▲ 0.50% · 4.625%
HK$74,836
+HK$4,292/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,088/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,848
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,829
−HK$2,009/mo
Today · 4.125%
HK$77,838
baseline
▲ 0.50% · 4.625%
HK$81,941
+HK$4,103/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,676/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,347
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$88,002
−HK$2,697/mo
Today · 4.125%
HK$90,699
baseline
▲ 0.50% · 4.625%
HK$96,218
+HK$5,519/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$181,398/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,948
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$97,494
−HK$2,584/mo
Today · 4.125%
HK$100,078
baseline
▲ 0.50% · 4.625%
HK$105,353
+HK$5,275/mo
Deposit HK$2.08M · loan HK$18.71M · min. income ≈ HK$200,156/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,375 · Scale 2, in force from 26 Feb 2026)