LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,419
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,894
−HK$1,499/mo
Today · 4.125%
HK$50,393
baseline
▲ 0.50% · 4.625%
HK$53,459
+HK$3,066/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,786/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,753
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,168
−HK$1,436/mo
Today · 4.125%
HK$55,604
baseline
▲ 0.50% · 4.625%
HK$58,535
+HK$2,931/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,208/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,903
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,673
−HK$1,798/mo
Today · 4.125%
HK$60,471
baseline
▲ 0.50% · 4.625%
HK$64,151
+HK$3,680/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,942/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,304
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,002
−HK$1,722/mo
Today · 4.125%
HK$66,724
baseline
▲ 0.50% · 4.625%
HK$70,241
+HK$3,517/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,448/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,387
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,452
−HK$2,098/mo
Today · 4.125%
HK$70,550
baseline
▲ 0.50% · 4.625%
HK$74,843
+HK$4,293/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,100/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,855
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,836
−HK$2,009/mo
Today · 4.125%
HK$77,845
baseline
▲ 0.50% · 4.625%
HK$81,948
+HK$4,103/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,690/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,355
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$88,010
−HK$2,697/mo
Today · 4.125%
HK$90,707
baseline
▲ 0.50% · 4.625%
HK$96,227
+HK$5,520/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,414/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,956
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$97,503
−HK$2,583/mo
Today · 4.125%
HK$100,086
baseline
▲ 0.50% · 4.625%
HK$105,362
+HK$5,276/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,172/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,561 · Scale 2, in force from 26 Feb 2026)