LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,422
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,897
−HK$1,499/mo
Today · 4.125%
HK$50,396
baseline
▲ 0.50% · 4.625%
HK$53,462
+HK$3,066/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,792/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,756
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,171
−HK$1,436/mo
Today · 4.125%
HK$55,607
baseline
▲ 0.50% · 4.625%
HK$58,538
+HK$2,931/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,214/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,906
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,676
−HK$1,799/mo
Today · 4.125%
HK$60,475
baseline
▲ 0.50% · 4.625%
HK$64,155
+HK$3,680/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,950/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,308
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,006
−HK$1,722/mo
Today · 4.125%
HK$66,728
baseline
▲ 0.50% · 4.625%
HK$70,245
+HK$3,517/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,456/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,391
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,456
−HK$2,098/mo
Today · 4.125%
HK$70,554
baseline
▲ 0.50% · 4.625%
HK$74,847
+HK$4,293/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,108/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,859
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,840
−HK$2,009/mo
Today · 4.125%
HK$77,849
baseline
▲ 0.50% · 4.625%
HK$81,953
+HK$4,104/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,698/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,360
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$88,015
−HK$2,697/mo
Today · 4.125%
HK$90,712
baseline
▲ 0.50% · 4.625%
HK$96,232
+HK$5,520/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,424/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,962
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$97,508
−HK$2,584/mo
Today · 4.125%
HK$100,092
baseline
▲ 0.50% · 4.625%
HK$105,368
+HK$5,276/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,184/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,678 · Scale 2, in force from 26 Feb 2026)