LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,423
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,898
−HK$1,498/mo
Today · 4.125%
HK$50,396
baseline
▲ 0.50% · 4.625%
HK$53,463
+HK$3,067/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$100,792/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,757
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,172
−HK$1,435/mo
Today · 4.125%
HK$55,607
baseline
▲ 0.50% · 4.625%
HK$58,539
+HK$2,932/mo
Deposit HK$10.40M · loan HK$10.40M · min. income ≈ HK$111,214/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$829,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,907
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,677
−HK$1,799/mo
Today · 4.125%
HK$60,476
baseline
▲ 0.50% · 4.625%
HK$64,155
+HK$3,679/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$120,952/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,308
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,006
−HK$1,723/mo
Today · 4.125%
HK$66,729
baseline
▲ 0.50% · 4.625%
HK$70,246
+HK$3,517/mo
Deposit HK$8.32M · loan HK$12.48M · min. income ≈ HK$133,458/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$829,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,392
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,457
−HK$2,098/mo
Today · 4.125%
HK$70,555
baseline
▲ 0.50% · 4.625%
HK$74,848
+HK$4,293/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$141,110/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,860
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,841
−HK$2,009/mo
Today · 4.125%
HK$77,850
baseline
▲ 0.50% · 4.625%
HK$81,954
+HK$4,104/mo
Deposit HK$6.24M · loan HK$14.56M · min. income ≈ HK$155,700/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$829,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,361
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$88,016
−HK$2,697/mo
Today · 4.125%
HK$90,713
baseline
▲ 0.50% · 4.625%
HK$96,233
+HK$5,520/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$181,426/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,963
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$97,510
−HK$2,583/mo
Today · 4.125%
HK$100,093
baseline
▲ 0.50% · 4.625%
HK$105,369
+HK$5,276/mo
Deposit HK$2.08M · loan HK$18.72M · min. income ≈ HK$200,186/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$829,702 · Scale 2, in force from 26 Feb 2026)